SBA Lending
Your Business. Your Future. Your Community.
At Ozona Bank, we know that your business is more than just an investment—it’s a foundation for growth and stability. That’s why we’re proud to offer SBA Lending solutions designed specifically for small businesses like yours.
Whether you’re looking to buy, build, or refinance owner-occupied real estate—or need working capital or debt refinancing—our SBA loans offer the flexibility, competitive rates, and long-term value to help you reach your goals.
The U.S. Small Business Administration provides flexible lending options for small businesses seeking financing through the 7A and 504 loan programs.
SBA 7A Loans can be used for the following:
SBA 504 can be used for:
- Purchase or Improve Commercial Real Estate
- Ground Up Construction
- Purchase Equipment
Why Choose an SBA Loan?
- Competitive interest rates with adjustable and fixed rate options
- Flexible down payment and terms compared to conventional financing
- Longer repayment terms and lower down payment than with conventional loans, allowing borrowers to manage cash flow and preserve capital
- Some fees may be financed directly into the loan
Why Choose Ozona Bank for SBA Loans?
- Local Expertise: Decisions made here, by people who know your business and your community.
- Tailored Solutions: Every business is unique. We customize loan terms to fit your needs.
- Proven Support: From application to closing, our experienced team guides you every step of the way.
- Community Commitment: We believe that when your business thrives, our whole community grows.
Ready to Take the Next Step?
Talk with our SBA lending team today and discover how Ozona Bank can help your business secure the space it needs to succeed. Start by filling out the forms below:
Contact us today!