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Business Banking

Business Deposit Products

Texas businesses are as unique as their owners! Whether it's your first business account or you've been blazing the trail for years, we provide a full range of commercial banking services to address the specific needs of your business. We understand what it takes to make a business work - vision, commitment, and surrounding yourself with the right people. 

Each of the business banking options below comes standard with the following:

  • Online and Mobile banking

  • Email & text alerts*

  • Online & Mobile Bill Pay

  • Mobile Deposit**

  • eStatements

  • ATM/Debit Mastercard®

Our business banking team is experienced, knowledgeable, and ready to help your business grow. 

Account Small Business Enhanced Business Account Analysis Business Money Market Business Savings
Best for Startups & Small Businesses Growing Business Large / Complex Businesses  All Businesses All Businesses
Minimum Deposit to Open $100 $100 $100 $2,500 $100
Monthly Service Fee $10 $12 Based on activity $12 $6
How to waive monthly
service charge
Waived with a $10,000 average daily balance

Waived with a $25,000 average daily balance

 Based on Usage Maintain a minimum daily balance of $2,500 Maintain a minimum daily balance of $1,500
Activity Pricing 100 combined transactions

150 combined transactions

Based on Usage

 Unlimited transfers & withdrawals made in person Unlimited transfers & withdrawals made in person
Per Item After Included Transactions $0.25 per item $0.25 per item Analyzed Monthly N/A N/A
Online & Mobile Banking Available* Available* Available* Available* Available*
These features
and benefits are available on Ozona Bank business accounts.

 

  • Merchant Services**
  • Free online banking & bill pay
  • Free email & text alerts*
  • Commercial Cash Management: $10 per month
  • ACH Origination: $10 per month**
  • Wire Transfer Origination: $10 per month**
  • Remote Deposit Capture available through Treasury Management*
  • Merchant Services: available**
  • Commercial Cash Management: $10 per month
  • ACH Origination: $10 per month**
  • Wire Transfer Origination: $10 per month**
  • Remote Deposit Capture available through Treasury Management*
  • Merchant Services: available**
  • Earnings credit rate (ECR)" Yes***
 N/A N/A
Business Account Application

 

*Data rates may apply. Daily limits apply. See bank for details.

**Subject to approval. Additional rates and fees may apply. See bank for details.

***ECR is used to offset eligible account fees and is not redeemable for cash. There is no carry forward, 

rollover, or cash payout for unused ECR. See bank for details. 

Normal account opening procedures apply. Rates are subject to change.