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Merchant Services

Partner with Ozona Bank and Fitech Payments® to provide your customers with flexible payment options, and provide your business with the debit and credit card payment processing solution you need. Our partnership with Fitech will ensure that you have the highest level of support and service available for both you and your customers.

What can merchant services do for you & your business?

Pay In-Store

Accept payments in-store & offer your customers the option to pay how they prefer! With Fitech, you can securely accept a variety of payment types including chip cards, contactless, and mobile wallets such as Apple Pay® and Android Pay®. 

Pay On The Go

Take your business wherever you go with our mobile payment solution. Securely accept debit & credit card transactions, including chip cards, with your mobile phone or tablet. Great for businesses looking for flexibility & convenience on the go!

Pay Online

Do you sell your products and services online? Now you can offer your customers the option to make purchases anytime, from anywhere they have internet access. There is no easier, more affordable option for online success. 


Process checks with traditional paper transactions or electronically. Fitech's cost-effective products are customized to fit your specific needs. 

Next Day Funding

Want quicker access to your hard-earned money? With Fitech's Next-Day-Funding feature, you'll have the ability to access your funds the next business day!

Gift Cards

Looking to boost your sales and engage your customers? Stand out by selling gift cards! Fitech provides everything you need to create brand awareness & grow your business with this unique offering. Choose your card design from Fitech's library or customize it, especially for your business!

 Apple Pay® and Android Pay ®

Offer a speedy and secure checkout by accepting Apple Pay & Android Pay! Fitech's terminals use NFC technology to accept the latest mobile wallets without collecting any of the transaction information and maintaining data security.


Fitech's robust reporting capabilities put you in the driver's seat and the ease of use makes navigating your progress a breeze! Want a detailed account of all your activity? It's right at your fingertips, down to the individual transaction. Plus, the advanced encryption will protect your data and provide you with peace of mind. 

FAQs About Merchant Services?

How much does it cost?

Pricing for merchant services depends upon the type of business you have as well as the volume of transactions you process. 

What information will I need?

Throughout the process you will be asked to provide either two months of your current payment processing statements, or if you are not currently processing payments an estimate of your potential transaction count and volume.

Who is Fitech?

Fitech Payments is the vendor that Ozona Bank has partnered with to provide you with payment processing services. Located in Fort Worth, Fitech Payments is devoted to the wants and needs of community banks. They were founded on the belief that immeasurable value still exists in personal relationships. Fitech makes its customers a top priority and upholds this belief with all of their bank partnerships and every distinct bank customer they serve. Fitech strives to make community banks relevant and competitive in the payments industry through their incomparable commitment to integrity, community, and service.

Contact your local branch for more information:

 Ozona (Main Office)

(325) 392 - 1300   

Wimberley Branch

(512) 847 - 8200   

San Marcos Branch

(512) 754 - 2600   

 San Antonio Branch

(210) 319 - 3500