Business Banking

Business Deposit Products

Texas businesses are as unique as their owners! Whether it's your first business account or you've been blazing the trail for years, we provide a full range of commercial banking services to address the specific needs of your business. We understand what it takes to make a business work - vision, commitment, and surrounding yourself with the right people.

Each of the business banking options below comes standard with the following:

Online and Mobile banking
Email & text alerts*
Online & Mobile Bill Pay
Mobile Deposit**
eStatements
ATM/Debit Mastercard

Our business banking team is experienced, knowledgeable, and ready to help your business grow.

Account	Small Business	Enhanced Business	Account Analysis	Business Money Market	Business Savings
Best for	Startups & Small Businesses	Growing Business	Large / Complex Businesses	All Businesses	All Businesses
Minimum Deposit to Open	$100	$100	$100	$2,500	$100
Monthly Service Fee	$10	$12	Based on activity	$12	$6
How to waive monthly service charge	Waived with a $10,000 average daily balance	Waived with a $25,000 average daily balance	Based on Usage	Maintain a minimum daily balance of $2,500	Maintain a minimum daily balance of $1,500
Activity Pricing	100 combined transactions	150 combined transactions	Based on Usage	Unlimited transfers & withdrawals made in person	Unlimited transfers & withdrawals made in person
Per Item After Included Transactions	$0.25 per item	$0.25 per item	Analyzed Monthly	N/A	N/A
Online & Mobile Banking	Available*	Available*	Available*	Available*	Available*
These features and benefits are available on Ozona Bank business accounts.	Merchant Services** Free online banking & bill pay Free email & text alerts*	Commercial Cash Management: $10 per month ACH Origination: $10 per month Wire Transfer Origination: $10 per month Remote Deposit Capture available through Treasury Management* Merchant Services: available**	Commercial Cash Management: $10 per month ACH Origination: $10 per month Wire Transfer Origination: $10 per month Remote Deposit Capture available through Treasury Management* Merchant Services: available Earnings credit rate (ECR)" Yes*	N/A	N/A

Business Account Application

*Data rates may apply. Daily limits apply. See bank for details.
**Subject to approval. Additional rates and fees may apply. See bank for details.
***ECR is used to offset eligible account fees and is not redeemable for cash. There is no carry forward, rollover, or cash payout for unused ECR. See bank for details.
Normal account opening procedures apply. Rates are subject to change.